With the recent extreme weather condition that battered the country a lot of homeowners have to deal with flooding. Officials from the Federal Emergency Management Agency have repeated over and over, pitching flood insurance to homeowners.
If your house got flooded, usually there is a 30-day waiting period on most flood insurance policies, so you should really have one in place already. If you’re right on the water and you don’t have a mortgage, you should probably get flood insurance to cover yourself.
You should also make sure that your policy is rated properly, if your policy is not rated correctly and an adjuster find it out, you could have your claim adjusted to pay back for insurance that you should of been paying for, so double check with your insurance agent to make sure that you are rated properly.
All it takes is a few inches of water to cause major damage to your home, your appliances, and other contents.
If your home got flooded you can use this tool to estimate the damage caused by the flood inch by inch:
Also check "What does Standard Home Insurance cover?" and "Flood Insurance Policy"
